/* Terms and Conditions: isolated premium layout */
.tcx-page{color:#17334e;background:#fff;overflow:hidden}
.tcx-page *,.tcx-page *::before,.tcx-page *::after{box-sizing:border-box}
.tcx-wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.tcx-breadcrumb{background:#f2f7fc;padding:16px 0;font-size:14px}
.tcx-breadcrumb .tcx-wrap{display:flex;gap:12px;align-items:center}
.tcx-breadcrumb a{color:#20608e;text-decoration:none}
.tcx-hero,.tcx-bottom{background:radial-gradient(circle at 85% 12%,rgba(42,207,190,.24),transparent 40%),radial-gradient(circle at 9% 88%,rgba(112,111,231,.23),transparent 40%),linear-gradient(125deg,#091e36,#173e5e 60%,#0b2944);color:#fff}
.tcx-hero{padding:clamp(75px,9vw,130px) 0}
.tcx-hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(285px,.7fr);gap:clamp(26px,5vw,70px);align-items:center}
.tcx-kicker,.tcx-eyebrow{display:block;font-size:12px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
.tcx-kicker{color:#a7f1df}
.tcx-eyebrow{color:#257f9a}
.tcx-hero h1{font-size:clamp(38px,5.4vw,72px);line-height:1.1;letter-spacing:-.045em;margin:20px 0;color:#fff}
.tcx-hero h1 em,.tcx-bottom h2 em{font-style:normal;color:#a7f1df}
.tcx-hero p{font-size:18px;line-height:1.85;color:#dce9f5}
.tcx-hero .tcx-hero-note{font-size:13px;color:#c3d3e2;margin-top:22px}
.tcx-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.tcx-btn{display:inline-flex;justify-content:center;align-items:center;min-height:51px;padding:13px 22px;border-radius:13px;text-decoration:none;font-weight:800;transition:transform .25s,box-shadow .25s}
.tcx-btn-primary{background:#a7f1df;color:#102e42}
.tcx-btn-outline{border:1px solid rgba(255,255,255,.6);background:rgba(255,255,255,.07);color:#fff}
.tcx-hero-panel{padding:32px;border-radius:25px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.09);box-shadow:0 22px 65px rgba(0,12,30,.25)}
.tcx-hero-item{display:flex;gap:16px;align-items:center;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.16)}
.tcx-hero-item strong{font-size:29px;color:#a7f1df}
.tcx-hero-item span{font-weight:750;color:#fff}
.tcx-hero-panel p{font-size:14px;line-height:1.8;color:#d6e8f3}
.tcx-quick-nav{background:#fff;border-bottom:1px solid #dce7f0}
.tcx-quick-nav .tcx-wrap{display:flex;flex-wrap:wrap;gap:9px;padding-block:15px}
.tcx-quick-nav a{padding:10px 15px;border-radius:10px;background:#f0f6fb;color:#28516e;font-size:14px;font-weight:750;text-decoration:none}
.tcx-section,.tcx-resources,.tcx-faq-section{padding:clamp(65px,7vw,100px) 0;scroll-margin-top:20px}
.tcx-tone-ice{background:#eaf5ff}
.tcx-tone-mint{background:#e9f9f2}
.tcx-tone-cream{background:#fff7e8}
.tcx-tone-lavender{background:#f2edff}
.tcx-tone-peach{background:#fff0e6}
.tcx-tone-sky{background:#eaf6fb}
.tcx-tone-sage{background:#edf7ee}
.tcx-tone-rose{background:#fff0f4}
.tcx-tone-sand{background:#f8f2e7}
.tcx-tone-blue{background:#eaf0ff}
.tcx-tone-violet{background:#f3edff}
.tcx-section .tcx-wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:35px;align-items:center}
.tcx-section h2,.tcx-resources h2,.tcx-faq-section h2{font-size:clamp(29px,3.5vw,45px);line-height:1.2;letter-spacing:-.035em;color:#17334e;margin:13px 0}
.tcx-section-heading>p,.tcx-resources p,.tcx-faq-section>.tcx-wrap>p{font-size:17px;line-height:1.85;color:#4c6479}
.tcx-info-card{border-radius:21px;background:rgba(255,255,255,.88);padding:30px;border:1px solid rgba(112,142,168,.22);border-top:5px solid #2786ad;box-shadow:0 9px 27px rgba(18,48,79,.065);transition:transform .27s,box-shadow .27s}
.tcx-tone-mint .tcx-info-card,.tcx-tone-sage .tcx-info-card{border-top-color:#179783}
.tcx-tone-lavender .tcx-info-card,.tcx-tone-violet .tcx-info-card{border-top-color:#855db7}
.tcx-tone-peach .tcx-info-card,.tcx-tone-sand .tcx-info-card{border-top-color:#bf7c43}
.tcx-tone-rose .tcx-info-card{border-top-color:#be628b}
.tcx-card-label{font-size:12px;font-weight:900;letter-spacing:.12em;color:#237796}
.tcx-info-card p{line-height:1.9;color:#425b70;margin-bottom:0}
.tcx-resources{background:#f7fafc}
.tcx-resources-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.tcx-resources-card{padding:30px;background:#fff;border-radius:21px;border:1px solid #dce7ef;box-shadow:0 12px 30px rgba(18,48,79,.065)}
.tcx-resources-card h3{margin-top:0;color:#17334e}
.tcx-resource-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.tcx-resource-links a{display:block;padding:13px;border-radius:10px;background:#edf6fc;color:#165f8b;font-weight:750;text-decoration:none}
.tcx-faq-section{background:linear-gradient(135deg,#edf6ff,#f6efff)}
.tcx-faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:32px;align-items:start}
.tcx-faq{border:1px solid #dce7ef;border-left:4px solid #347fac;border-radius:16px;background:#fff;box-shadow:0 6px 22px rgba(18,48,79,.055);transition:transform .25s,box-shadow .25s}
.tcx-faq:nth-child(3n+2){border-left-color:#179580;background:#f9fffc}
.tcx-faq:nth-child(3n){border-left-color:#855bb8;background:#fdfaff}
.tcx-faq summary{display:flex;gap:12px;align-items:flex-start;list-style:none;cursor:pointer;padding:22px;font-size:16px;font-weight:800;line-height:1.6;color:#173752}
.tcx-faq summary::-webkit-details-marker{display:none}
.tcx-faq-index{font-size:12px;color:#2b7e9f;padding-top:5px}
.tcx-faq summary>span:nth-child(2){flex:1}
.tcx-faq-plus{display:grid;place-items:center;flex:0 0 28px;width:28px;height:28px;border-radius:50%;background:#20658d;color:#fff;font-size:21px}
.tcx-faq[open] .tcx-faq-plus{transform:rotate(45deg)}
.tcx-faq-answer{padding:0 23px 23px 46px}
.tcx-faq-answer p{color:#4b6278;line-height:1.85;margin:0;font-size:15px}
.tcx-bottom{padding:clamp(80px,10vw,130px) 0;text-align:center}
.tcx-bottom-inner{max-width:900px}
.tcx-bottom h2{font-size:clamp(35px,5vw,64px);line-height:1.14;letter-spacing:-.04em;color:#fff;margin:20px 0}
.tcx-bottom p{font-size:18px;line-height:1.8;color:#dce8f4}
.tcx-actions-center{justify-content:center}
.tcx-bottom .tcx-bottom-note{font-size:13px;color:#c2d2e0;margin-top:24px}
.tcx-page a:focus-visible,.tcx-page summary:focus-visible{outline:3px solid #f0aa54;outline-offset:4px}
@media(hover:hover) and (pointer:fine){
.tcx-info-card:hover,.tcx-faq:hover{transform:translateY(-5px);box-shadow:0 20px 40px rgba(18,48,79,.14)}
.tcx-btn:hover{transform:translateY(-3px);box-shadow:0 14px 28px rgba(0,0,0,.2)}
.tcx-resource-links a:hover,.tcx-quick-nav a:hover{background:#d9edf7}
}
@media(max-width:800px){
.tcx-hero-grid,.tcx-section .tcx-wrap,.tcx-resources-grid,.tcx-faq-grid{grid-template-columns:1fr}
}
@media(max-width:480px){
.tcx-wrap{width:calc(100% - 28px)}
.tcx-hero{padding:70px 0}
.tcx-actions{flex-direction:column}
.tcx-btn{width:100%}
.tcx-hero-panel,.tcx-info-card,.tcx-resources-card{padding:23px}
.tcx-resource-links{grid-template-columns:1fr}
.tcx-faq summary{padding:18px}
.tcx-faq-answer{padding:0 18px 20px}
}
@media(prefers-reduced-motion:reduce){
.tcx-page *,.tcx-page *::before,.tcx-page *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}